Investment property analyzer

Investment Property Analyzer With a Human Analyst Option

An investment property is a decision about capital, not a house you like. This analyzer answers the only question that matters — what this property returns on the money you put in, and what has to be true for that return to hold.

Free account required. Three complimentary analyses, then membership for continued access.

What paid memberships unlock

Complimentary analyses include a verdict, plain-language why, key numbers, top three risks, basic next step, offer guidance when possible, and a one-page summary. The advanced features below require Investor Plus or Investor Pro, as applicable.

Return on invested capital

Cash-on-cash, total return with appreciation and amortization, and the year your invested capital comes back to you.

Acquisition cost picture

Down payment, closing, and repair capital summarized as the true cash needed to close, not just the purchase price.

Break-even analysis

The rent and occupancy floor where the property stops paying for itself.

Analyst upgrade path

Order a separate human-reviewed report with comps and rent support, typically delivered within 24 hours.

Where investment properties usually break

Two numbers sink most investment purchases: understated capital expenditure and optimistic rent. A roof, HVAC, and turnover reserve are not optional expenses, and the analyzer treats them as recurring cost rather than a one-time surprise.

The second failure is buying on appreciation. The model separates return earned from operations from return that only exists if the market cooperates, so you can see how much of your thesis is speculation.

Metrics returned

  • Total cash to close
  • Cash-on-cash return
  • Capital expenditure reserve
  • Break-even occupancy
  • Operating vs. speculative return
  • Payback period

Questions

Do I need to know the exact expenses?
No. Reasonable defaults are pre-filled and you can refine any figure. The report shows how sensitive the outcome is to what you changed.
Can you review a property I already own?
Yes. Investors regularly run held properties to decide whether to refinance, reposition, or sell.
What does the human analyst report add?
Human underwriting review with comparable sales and rent support where available, on top of the model output.